Louisville Insurance Blog

Home Insurance 101 for First Time Home Buyers

Home Insurance 101 for First Time Home Buyers

Boxes? Check.

Packing Tape? Check

Moving Van? Check

Homeowner’s insurance quotes and policy review? Huh?

Buying your first home can be the most exciting and terrifying move of your adult life. Packing boxes and picking out furnishings is only the beginning. A new home represents a major investment in your family and your future.

If you’ve been renting a home and are ready to buy, homeowner’s insurance may seem a bit overwhelming. Renter’s insurance is often cut and dry, but how can you possibly purchase one insurance policy to protect your home and everything (and

Insuring the Help

Insuring the Help

Whether you have the occasional household cleaning, or live-in home help, it is important to ensure that your hired household help is as protected as you are. The type of coverage depends on the nature of the employee.

Types of Home Help

There are several different types of household help that you may choose to hire, or may currently have working in your home. If you need nursing care, you have a registered nurse come to your home daily for home healthcare.

If you are recovering from a recent surgery or accident, you

10 Tips for Swimming Pool Safety

10 Tips for Swimming Pool Safety

Summer means it’s time to break out the popsicles, sunscreen, and backyard pool. Whether you blow up a kiddie pool, or make an Olympic-sized enhancement to your backyard, swimming pools pose a risk at any size.

According to the Centers for Disease Control and Prevention, there are approximately 7.4 million swimming pools in homes, backyards, or public areas across the country. With water activities being one of the most popular ways to stay cool in the summer, it’s no wonder kids flock to that attractive blue water from dawn to dusk.

However,

Before Filing Insurance Claims

Everything You Need to Know About Filing Your Insurance Claim

After the dust settles when you’ve had a car accident or another kind of loss your home or your business, it’s time to call the insurance company. Many consumers have multiple questions about filing an insurance claim like how much it will cost them; will their premiums increase and what are the negative consequences of filing a claim?

Insurance, and the price you pay for it, is based on risk, if you appear to an insurance company to be a risky consumer, your rates will increase. You want to keep your

Louisville Renter’s Insurance Guide

Louisville Renter’s Insurance Guide

For many renters, their house is still a home, even if they don’t own it. If you are a renter, you understand how much time and money you have invested to make your home a comfortable place to come at the end of the day. Between furniture, electronics, art, décor, and jewelry, you have placed a lot of value on the belongings inside your condo or apartment. You are responsible for protecting your own belongings, and that is why renter’s insurance is crucial.

How much is it?

Renters insurance is one of