Louisville Insurance Blog

Medicare And Your Aging Parents

Medicare and Your Aging Parents

For many aging adults, it is easy to say, “I’ve paid taxes all my life, now it’s time for me to retire and let the government send me a check.” While this may be a nice theory, reality isn’t so easy.

For many adults, caring for aging parents can be a stressful and expensive burden. While you have your own family, work, and responsibilities to worry about, you may be asked to help navigate the waters of Medicare to ensure your parents receive the care they need. For this reason, it’s

Louisville Insurance Guide To Insurance Riders

Louisville Insurance: Guide to Insurance Riders

You may live in a cookie-cutter suburban America where your life looks very similar to your neighbor. You may have a similar family size, similar home, or a similar vehicle, but that does not mean you have to have similar insurance. Every policyholder is unique and requires different coverage. While your home value may be comparable to others in your area, what is in your home is unique to you and deserves unique protection. Most insurance policies have standard benefits; riders can help you personalize your policy. Riders are

Dont Be Underpaid for Your Homeowners Insurance Claims

Don’t Be Underpaid for Your Homeowners Insurance Claims

When devastating events occur, homeowners find themselves in a whirlwind of emotion. Recuperating, planning, rebuilding, and coping with loss is overwhelming. For many, the challenge of ensuring they are getting the full compensation from the insurance policy is difficult.

Unfortunately, underpaying claims happens. It is why policyholders need to understand their policy completely. Many policyholders have little understanding of the nuances of their coverage and when windows are shattered, roofs cave in, or a family barely escapes a fire, most homeowners just want to deal with the emergency and

Mobile Home Insurance

Mobile Home Insurance

With over 1200 mobile home parks in the state of Kentucky, it is clear that residents here see the value in living in mobile or manufactured housing. While mobile home insurance has some similarities to traditional homeowners insurance, there are some notable differences because of the unique needs and concerns of a mobile home.

Types of Coverage

There are two basic types of mobile home insurance coverage: personal liability and physical damage. These are very similar to the coverage options with traditional homeowners.

Personal liability protects you as the

Start off the New Year with Complete Protection

Start off the New Year with Complete Protection

The New Year is the perfect time to start fresh, renew resolutions, and make a goal. Start this New Year with peace of mind by taking on a new tradition.

Experts recommend that policyholders review their policies at least once a year. Throughout the year, there may be changes in the company policies, procedures, or coverage limits. There may be changes in your own life which require you to change your coverage.

Each year, reading through your homeowners, auto, and life insurance policies is the best way to ensure