Category Archive for : ‘Auto Insurance’

Reducing Your Auto Insurance Rates

10 Ways to Save on Auto Insurance Premiums

If you are in the market for a new auto insurance policy or even if you have had the same auto insurance policy for many years, you should be aware of some common insurance discounts that you may be able to take advantage of. Doing so could reduce your insurance costs significantly. Here are the top 10 common car insurance discounts to ask your insurance agent about:

1. Young drivers with good grades may qualify for a Good Student discount. High school and college-age students who can show proof of a

Review Your Insurance Policy

Why You Should Review Your Insurance Policies Annually

When the bill comes in the mail to pay your insurance premiums, this should trigger a knee-jerk reaction to review your policy. Insurance policies are living documents, which means they can be changed to accommodate changes in your lifestyle or circumstances. Many consumers don’t understand what coverage they have, and could be spending more than they need. Reviewing your insurance premiums should be done annually, just like getting a physical or going to the dentist. Failure to do so could result in more headaches down the road.

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Auto Insurance Myths

7 Car Insurance Myths

When the country is in crisis, everyone is trying to save money. We’ve let the cat out of the bag to debunk some of the most common car insurance myths that might have you paying more than you need:

Myth: “New sport cars are the most expensive to insure because of theft and tickets.”

Truth: This is wrong on both counts. Statistics show that thieves actually steal older cars more often because the parts are worth more. The 1995 Honda Civic, 1991 Honda Accord and 1989 Toyota Camry were the top three

How Credit Rating Affects Your Insurance

How Your Credit Score Can Affect Your Insurance Rates

With the recent credit crisis, Americans have discovered the harsh reality of the consequences of bad credit. Along with increased insurance rates, decreased loan availability, and creditors on the phone; a bad credit score can also increase your insurance rates, or affect your ability to even get insured. Some insurance companies are now basing the cost of your insurance policy at least partially on your credit score. Missing as little as two payments on credit cards or other financial obligations could lead to your insurance premium perhaps increasing, doubling or

Ways To Save When Insuring Teen Drivers

How to Save Money When Insuring Teen Drivers

Your blood pressure and your car insurance premiums may both rise significantly when your teenager reaches that dreaded 16th birthday. For the teens, the age of 16 means freedom, late nights and fun. For parents, it means sleepless nights, lighter wallets and trouble. While there might not be much you can do for the personal anxiety level caused when watching your own child drive down the highway, there are a few tips to help cut down the insurance increases.

According to the National Highway Traffic Safety Administration, drivers under 25 are