Category Archive for : ‘Business Owners Insurance’

Before Filing Insurance Claims

Everything You Need to Know About Filing Your Insurance Claim

After the dust settles when you’ve had a car accident or another kind of loss your home or your business, it’s time to call the insurance company. Many consumers have multiple questions about filing an insurance claim like how much it will cost them; will their premiums increase and what are the negative consequences of filing a claim?

Insurance, and the price you pay for it, is based on risk, if you appear to an insurance company to be a risky consumer, your rates will increase. You want to keep your

Business Property Insurance 101

BUSINESS PROPERTY INSURANCE 101

Every business has property. Even if you work from home, you most likely use a computer, printer, and office desk or table. Whether you are working out of your basement, or you have an industrial factory and warehouse, where you do business matters. Protecting the equipment, inventory, and the walls that surround your business is crucial.

When disaster strikes, many individuals worry about their home and their family. But what about your business and your employees? Most families take adequate steps to protect their home, but few provide adequate

Cheap Business Insurance Options

CHEAP BUSINESS INSURANCE OPTIONS

When starting a new business, there is no question of whether or not you need coverage. A brand new business is vulnerable to a mountain of liability and protecting your life savings, your dream, and your passion is not debatable. Every entrepreneur needs some form of small business insurance, but most new CEO’s are working to pinch pennies, stretch every dollar, and get their business of the ground.

At the end of the day, there is generally not a lot left in the budget for a large insurance policy.

Getting Started With Small Business Insurance

Getting Started with Small Business Insurance

Starting a business can be both a scary and an exciting time. Many entrepreneurs put everything they have into the business. In addition to the blood, sweat, and tears it takes to start a company, many individuals put their entire life savings, their house, or other financial assets on the line. This is a big risk, and it’s important to protect that investment with adequate business insurance.

Every small business needs small business insurance. From a small shop in your garage to a local franchise, every business needs to

Business Interruption Insurance

What Is Business Interruption Insurance?

What would you do if a fire or storm destroyed your business and you were forced to shut down for six months while you rebuilt? For many small business owners, this can be devastating. No income, no revenue, and no inventory for months or even years can destroy any once-successful business.

When Superstorm Sandy reared its ugly head, many business owners paid the price. Allison Dorst is a New Jersey business owner who operates three websites which sell sportswear. Because of the storm, she lost all power and had no way