Health Insurance

Insurance for Women

Insurance For Women

Most women worry more about being sure their kids have health insurance, their husbands have life insurance and a decent retirement plan, and their families are covered with auto insurance, but few actually look at the insurance needs of themselves. Women are characterized most often by caring about those around them before focusing on the [...]

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Benefits of a Health Savings Account (HSA)

Benefits of HSA

Chances are, when you started working, you had a meeting in the HR office about all your medical and insurance benefits and something called an “HSA” was blown over and mentioned here and there. This little gem in the insurance world might be your answer to paying for medical expenses without having to empty your [...]

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Medicare Supplement FAQ

Medicare Supplement FAQ

Q. What is a Medicare Supplement plan? A Medicare Supplement policy is private health insurance that is designed to supplement Original Medicare. This means it helps pay some of the health care costs (“gaps”) that Original Medicare doesn’t cover (like copayments, coinsurance, and deductibles). If you have Original Medicare and a Medicare Supplement policy, Medicare [...]

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Medicare Supplement Insurance Plans: Filling in the Gaps

Medicare Supplement Insurance Plans

Medicare Part A: Check. Medicare Part B: Check. What about the rest? While Parts A and B of Medicare cover close to 80% of medical bills and expenses, they do not cover them all. But even 20% can add up to a substantial out-of-pocket responsibility. When you consider the deductibles, co-pays and various uncovered expenses, [...]

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Changes You Can Make During the Medicare Annual Enrollment Period

Making Changes During the Medicare Annual Enrollment Period

If you are a Medicare recipient but find that the plan and choices you have made previously are not currently suiting your needs, then you have an opportunity each year during the Medicare Annual Enrollment Period (AEP) to make changes to your plan. During the AEP, you can make any of the following changes: (Unless [...]

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Preparing for the Medicare Annual Enrollment Period

Preparing for the Medicare Annual Enrollment Period

As the Medicare Annual Enrollment Period (AEP) draws near (October 15 – December 7), it’s important to review your current Medicare coverage. You may consider the following questions to determine if you have the right coverage at the right price. 1. Has your health status changed in any way that will require more, or fewer, [...]

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