Category Archive for : ‘Health Insurance’

Before Filing Insurance Claims

Everything You Need to Know About Filing Your Insurance Claim

After the dust settles when you’ve had a car accident or another kind of loss your home or your business, it’s time to call the insurance company. Many consumers have multiple questions about filing an insurance claim like how much it will cost them; will their premiums increase and what are the negative consequences of filing a claim?

Insurance, and the price you pay for it, is based on risk, if you appear to an insurance company to be a risky consumer, your rates will increase. You want to keep your

Louisville Insurance Guide To Insurance Riders

Louisville Insurance: Guide to Insurance Riders

You may live in a cookie-cutter suburban America where your life looks very similar to your neighbor. You may have a similar family size, similar home, or a similar vehicle, but that does not mean you have to have similar insurance. Every policyholder is unique and requires different coverage. While your home value may be comparable to others in your area, what is in your home is unique to you and deserves unique protection. Most insurance policies have standard benefits; riders can help you personalize your policy. Riders are

Five Ways To Save On Prescription Drug Costs

Five Ways to Save on Prescription Drug Costs

Nearly every American will need a prescription at some point in their lives. From a simple antibiotic to a heavy regimen of Chemotherapy drugs, prescriptions are the name of the game. These prescriptions are crucial to the caring and curing of disease. A doctor who offers a prescription is offering a solution, an option, a method of relief or solution.

Unfortunately, fewer people are able to afford their medication because of the rising costs of healthcare. In fact, a study by the Kaiser Family Foundation found that 29% of

The Three C’s of Preventative Care

The Three C’s of Preventative Care

Every year, millions of Americans brush off the consideration of going to the doctor and instead opt for the “if-it-ain’t-broke-don’t-fix-it” approach. By choosing to skip routine exams, many individuals stack up higher health care bills later and face sometimes life-threatening illnesses lurking silently within. Even if you feel fine, have no complaints, and no concerns, preventative maintenance is just as important to the human body as a routine oil change is for your car. The adage “an ounce of prevention is worth a pound of cure” is not just

Finding Affordable Health Insurance The Cost of Being Uninsured

Finding Affordable Health Insurance: The Cost of Being Uninsured

In today’s world with the ever-increasing cost of insurance, the decrease in coverage and the countless hoops, red tape, requirements, and limits, some may ask if insurance is even worth it. Sure, you may be relatively healthy and require little or no medical care throughout the year, but even one major illness, accident, or hospital stay can put you into financial bankruptcy.

Scenario #1: Your wife calls and says she is not feeling well, she feels faint, her hands and arms feel tingly and numb at times and she