Category Archive for : ‘Life Insurance’

Before Filing Insurance Claims

Everything You Need to Know About Filing Your Insurance Claim

After the dust settles when you’ve had a car accident or another kind of loss your home or your business, it’s time to call the insurance company. Many consumers have multiple questions about filing an insurance claim like how much it will cost them; will their premiums increase and what are the negative consequences of filing a claim?

Insurance, and the price you pay for it, is based on risk, if you appear to an insurance company to be a risky consumer, your rates will increase. You want to keep your

Louisville Insurance Guide To Insurance Riders

Louisville Insurance: Guide to Insurance Riders

You may live in a cookie-cutter suburban America where your life looks very similar to your neighbor. You may have a similar family size, similar home, or a similar vehicle, but that does not mean you have to have similar insurance. Every policyholder is unique and requires different coverage. While your home value may be comparable to others in your area, what is in your home is unique to you and deserves unique protection. Most insurance policies have standard benefits; riders can help you personalize your policy. Riders are

Start off the New Year with Complete Protection

Start off the New Year with Complete Protection

The New Year is the perfect time to start fresh, renew resolutions, and make a goal. Start this New Year with peace of mind by taking on a new tradition.

Experts recommend that policyholders review their policies at least once a year. Throughout the year, there may be changes in the company policies, procedures, or coverage limits. There may be changes in your own life which require you to change your coverage.

Each year, reading through your homeowners, auto, and life insurance policies is the best way to ensure

Benefits Of A Term Life Insurance Policy

Benefits of a Term Life Insurance Policy

There are two main types of life insurance: term and whole life. For many individuals, navigating the waters between these two types of policies can be confusing. Each type has very unique advantages and disadvantages.

Term v. Whole

A term life insurance allows you to choose the amount of coverage and the length of the policy. You pay your premiums and your survivors receive the payout if you pass away while covered. Whole, or permanent life insurance combines an investment product with life insurance, allowing you to receive a

Why Newlyweds Should Own Life Insurance

Why Newlyweds Should Own Life Insurance

After the champagne is gone and the bouquet is tossed, it’s time to get down to business for many newlywed couples. Among the basic financial decisions following a marriage such as combining finances, deciding who is in charge of paying bills, and how to pay for the honeymoon, life insurance should be at the top of the priority list for newlyweds.

Life insurance is intended to provide for those who are dependent upon you for income. Prior to marriage, individuals do not need life insurance because they are not responsible for