Louisville Insurance Blog

Long Term Care Insurance: Myth vs. Reality

Myths About Long Term Care Insurance

Everybody gets older, but nobody enjoys thinking about what happens when you can’t care for yourself anymore. We all grow up with the aspiration of being an independent adult, but on the other side of the spectrum, long term care is a necessary step for many Americans. Long term care insurance is one way to [...]

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10 Auto Insurance Discounts You Might Be Missing Out On

Auto Insurance Discounts

Save 15 percent in 15 minutes, supermarket savings, choosing good hands, insurance discounts are constantly being advertised to consumers across the country. How do you know you’re getting the best price? Saving on car insurance is one of the best ways to tighten your budget when times get tough, and it’s not as hard as [...]

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Ask the Right Questions to Get the Right Auto Insurance

Questions To Ask When Buying Car Insurance

When choosing car insurance, asking the right questions can save you time, anxiety, and most importantly, cash. Many insurance agents will not go through every aspect of your policy because they assume you’ll read it when you get home. However, the likelihood of you finding time on your own to read through the fine print [...]

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Are All Insurance Agents the Same?

Independent Agents or Captive Agents

Understanding insurance can be a bit of a minefield, but finding the right agent can help you safely navigate through the complicated world of insurance and ensure that you get the best deal. The key decision comes down to choosing the best insurance agent who can provide you with the services you need. There are [...]

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Medicare Supplement Insurance Plans: Filling in the Gaps

Medicare Supplement Insurance Plans

Medicare Part A: Check. Medicare Part B: Check. What about the rest? While Parts A and B of Medicare cover close to 80% of medical bills and expenses, they do not cover them all. But even 20% can add up to a substantial out-of-pocket responsibility. When you consider the deductibles, co-pays and various uncovered expenses, [...]

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Home Insurance: When Is Enough Really, Enough?

How Much Home Insurance Do I Need

When the headlines read of natural disasters sweeping the country or devastating fires destroying homes, it is common to question the amount of homeowners insurance we need to cover our home and possessions in the event a catastrophic event in our lives. The amount of homeowners insurance you will need to purchase will cover the [...]

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