Louisville Insurance Blog

The Real Cost of a DUI

The Real Cost of a DUI

There is no excuse for driving while intoxicated. It is illegal, dangerous, and a felony in most states. Driving while intoxicated impairs your perception, your reaction times, and your judgment on the road. This activity is a recipe for disaster, and yet is still all too common. In addition to the risks associated with a [...]

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When Can I Join a Medicare Part D Prescription Drug Plan?

When Can I Join a Medicare Part D Prescription Drug Plan?

Once you sign up for Medicare, you don’t have to sign up each year, but you can make changes to your current plan. A prescription drug plan is one of the most important changes that you may make to your current Medicare plan. It is important to understand when you can sign up or change [...]

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How Does Insurance Fraud Affect You?

How Does Insurance Fraud Affect You?

Insurance fraud is on the rise, and it might impact you more than you think. Historically, in hard economic times, crime increases. Perhaps many people who are otherwise law-abiding citizens find themselves pinned between a rock and a hard place and must find a way to cheat the system in order to survive. People get [...]

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The Medicare Advantage Disenrollment Period Explained

The Medicare Advantage Disenrollment Period Explained

The Medicare Advantage Disenrollment Period is commonly referred to as MADP. This is the time when those who are enrolled in the Medicare Advantage plan have the option to switch back to original Medicare. This period (MADP) is only six weeks long. It typically begins at the beginning of the year and runs through Valentine’s [...]

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The High Cost of Being Uninsured

The High Cost Of Being Uninsured

Todd was a healthy, twenty-seven year old single male who had just started his own engineering business. He figured he wouldn’t need health insurance until he got older or got married. Then he had an accident while hang-gliding with his buddies. The resulting major injuries hospitalized him for weeks and put his business and his [...]

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Shopping for Health Insurance Coverage

Shopping for Health Insurance Coverage

It is happening to millions of Americans—you suddenly find yourself without health insurance perhaps because you have lost your job, changed employment, lost benefits at your current job or are self-employed. Navigating the insurance world to find what options are available, what companies can provide for you and what plans best suit your needs can [...]

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