Category Archive for : ‘Louisville Insurance Blog’

Insuring the Help

Insuring the Help

Whether you have the occasional household cleaning, or live-in home help, it is important to ensure that your hired household help is as protected as you are. The type of coverage depends on the nature of the employee.

Types of Home Help

There are several different types of household help that you may choose to hire, or may currently have working in your home. If you need nursing care, you have a registered nurse come to your home daily for home healthcare.

If you are recovering from a recent surgery or accident, you

10 Tips for Swimming Pool Safety

10 Tips for Swimming Pool Safety

Summer means it’s time to break out the popsicles, sunscreen, and backyard pool. Whether you blow up a kiddie pool, or make an Olympic-sized enhancement to your backyard, swimming pools pose a risk at any size.

According to the Centers for Disease Control and Prevention, there are approximately 7.4 million swimming pools in homes, backyards, or public areas across the country. With water activities being one of the most popular ways to stay cool in the summer, it’s no wonder kids flock to that attractive blue water from dawn to dusk.

However,

Louisville Renter’s Insurance Guide

Louisville Renter’s Insurance Guide

For many renters, their house is still a home, even if they don’t own it. If you are a renter, you understand how much time and money you have invested to make your home a comfortable place to come at the end of the day. Between furniture, electronics, art, décor, and jewelry, you have placed a lot of value on the belongings inside your condo or apartment. You are responsible for protecting your own belongings, and that is why renter’s insurance is crucial.

How much is it?

Renters insurance is one of

Louisville Insurance Guide To Insurance Riders

Louisville Insurance: Guide to Insurance Riders

You may live in a cookie-cutter suburban America where your life looks very similar to your neighbor. You may have a similar family size, similar home, or a similar vehicle, but that does not mean you have to have similar insurance. Every policyholder is unique and requires different coverage. While your home value may be comparable to others in your area, what is in your home is unique to you and deserves unique protection. Most insurance policies have standard benefits; riders can help you personalize your policy. Riders are

Dont Be Underpaid for Your Homeowners Insurance Claims

Don’t Be Underpaid for Your Homeowners Insurance Claims

When devastating events occur, homeowners find themselves in a whirlwind of emotion. Recuperating, planning, rebuilding, and coping with loss is overwhelming. For many, the challenge of ensuring they are getting the full compensation from the insurance policy is difficult.

Unfortunately, underpaying claims happens. It is why policyholders need to understand their policy completely. Many policyholders have little understanding of the nuances of their coverage and when windows are shattered, roofs cave in, or a family barely escapes a fire, most homeowners just want to deal with the emergency and