Kentucky Auto Insurance

Car insurance can be confusing. There are legal requirements, different coverage levels, deductible choices, and optional coverages. Figuring out how to choose the best Kentucky auto insurance policy is not the easiest task. That’s were we come in. Braden Insurance makes it easy for you to find dependable Kentucky auto insurance with our free online car insurance quotes. Or give us a call to speak to a licensed Kentucky auto insurance agent. Let us do the work for you. You’ll be surprised how quick and easy it can be and how much you could save.

Get a Free Kentucky Auto Insurance Quote Today

No matter where you are driving Kentucky, whether it’s Louisville, Lexington, Covington, or Bowling Green, you need dependable auto insurance. From Paducah to Ashland, we’ve got you covered with auto insurance policies you can rely on. We’ll gladly help you choose the auto insurance coverage that fits your needs and budget and help you make the right choices as your auto insurance needs change.

Because Braden Insurance is an Independent Insurance Agency, we are able to offer Kentucky auto insurance from multiple companies like Progressive, State Auto, and others. This allows us find the best rates possible and offer a wide variety of car insurance coverage options including liability, property damage, and bodily injury as well as optional insurance coverages.

Kentucky Auto Insurance Requirements

Kentucky state laws require all drivers to have liability coverage of 25/50/10 (see scale below). That means you must carry $25,000 for bodily injury per person, $50,000 total for bodily injury per accident, and $10,000 for property damage per accident.

The penalties for driving without insurance in Kentucky can include fines between $500 and $1000, up to 90 days in jail, or both. In addition, your Kentucky motor vehicle registration and license plates can be suspended for one year or until proof of insurance is provided. You can also lose your license for up to a year. The penalties increase for each subsequent violation of not having proof of auto insurance. For more detailed information, visit Kentucky Auto Insurance Minimums.

To learn more about important basics such as vehicle registration and requirements for driver’s license, visit the Kentucky Transportation Cabinet.

Why Choose Braden Insurance?

Simply, “customer service”. Braden Insurance has been helping Kentuckiana residents with their insurance needs since 1961. We strive to make everything about you auto insurance as easy as possible and all of our insurance policies come with an agent. That’s right a real, live person who can answer any questions about your policy, how to file a claim, coverage levels, you name it and they will be there to help.

Are You Looking For Kentucky Auto Insurance Discounts?

Let us find ways you can save on Kentucky auto insurance. There are many ways to save on your car insurance policy. Combining your home and car insurance, is just one example. Other discounts can include multi-car families, safe drivers, military personnel, security systems, and more. We can help you find the best rates, but we’ll also make sure that you get all the discounts you deserve when building your policy.

Learn more about Kentucky auto insurance discounts.

Kentucky Auto Insurance Coverage

Do you know what the Kentucky auto insurance coverage minimum requirements are? This chart will show you the required coverages as well as some of the most common car insurance coverages in Kentucky. Use it as a starting point when deciding how much auto insurance is right for you.

If you have any further car insurance questions, please feel free to contact us and speak to one of our agents.