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Insurance Blog

Before Filing Insurance Claims

Everything You Need to Know About Filing Your Insurance Claim

After the dust settles when you’ve had a car accident or another kind of loss your home or your business, it’s time to call the insurance company. Many consumers have multiple questions about filing an insurance claim like how much it will cost them; will their premiums increase and what are the negative consequences of filing a claim?

Insurance, and the price you pay for it, is based on risk, if you appear to an insurance company to be a risky consumer, your rates will increase. You want to keep your

Louisville Renter’s Insurance Guide

Louisville Renter’s Insurance Guide

For many renters, their house is still a home, even if they don’t own it. If you are a renter, you understand how much time and money you have invested to make your home a comfortable place to come at the end of the day. Between furniture, electronics, art, décor, and jewelry, you have placed a lot of value on the belongings inside your condo or apartment. You are responsible for protecting your own belongings, and that is why renter’s insurance is crucial.

How much is it?

Renters insurance is one of

Medicare And Your Aging Parents

Medicare and Your Aging Parents

For many aging adults, it is easy to say, “I’ve paid taxes all my life, now it’s time for me to retire and let the government send me a check.” While this may be a nice theory, reality isn’t so easy.

For many adults, caring for aging parents can be a stressful and expensive burden. While you have your own family, work, and responsibilities to worry about, you may be asked to help navigate the waters of Medicare to ensure your parents receive the care they need. For this reason, it’s

Louisville Insurance Guide To Insurance Riders

Louisville Insurance: Guide to Insurance Riders

You may live in a cookie-cutter suburban America where your life looks very similar to your neighbor. You may have a similar family size, similar home, or a similar vehicle, but that does not mean you have to have similar insurance. Every policyholder is unique and requires different coverage. While your home value may be comparable to others in your area, what is in your home is unique to you and deserves unique protection. Most insurance policies have standard benefits; riders can help you personalize your policy. Riders are

Dont Be Underpaid for Your Homeowners Insurance Claims

Don’t Be Underpaid for Your Homeowners Insurance Claims

When devastating events occur, homeowners find themselves in a whirlwind of emotion. Recuperating, planning, rebuilding, and coping with loss is overwhelming. For many, the challenge of ensuring they are getting the full compensation from the insurance policy is difficult.

Unfortunately, underpaying claims happens. It is why policyholders need to understand their policy completely. Many policyholders have little understanding of the nuances of their coverage and when windows are shattered, roofs cave in, or a family barely escapes a fire, most homeowners just want to deal with the emergency and

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