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Category Archive for : ‘Auto Insurance’

Distracted Driving

Is Distracted Driving the New Drunk Driving?

Most people would never drink and drive. But they will drive a steel missile down a crowded highway at 55 mph while blindfolded. That is the equivalent of texting while driving.

Studies show that distracted drivers are equally if not more dangerous than those who are intoxicated. Cell phone distractions alone cause an estimated 2,600 traffic deaths per year. A total ban on cell phone use from drivers is up to the individual states and while some have issued a ban; the majority have not. Some claim they simply can’t enforce

Auto Insurance Discounts

10 Auto Insurance Discounts You Might Be Missing Out On

Save 15 percent in 15 minutes, supermarket savings, choosing good hands, insurance discounts are constantly being advertised to consumers across the country. How do you know you’re getting the best price?

Saving on car insurance is one of the best ways to tighten your budget when times get tough, and it’s not as hard as you might think. The truth is, many insurers have similar discount programs and most will include safe-driver discounts, vehicle safety discounts, and multiple driver/car discounts. However, with a little more research and initiative, you can take

What To Do After An Auto Accident

What To Do After A Car Accident

In the aftermath of a car accident, coping with any injuries, talking to the police, and thinking about car repairs, life can quickly seem pretty complicated. Combine all this with the scare of the crash itself and many of become incapable of making clear decisions. That’s why it’s a good idea to know beforehand how to deal with an auto accident.

Immediately after the accident there are certain things that you need to take of.

1. Check for any injuries

The first thing is to determine the extent of any injuries to yourself

Kentucky No Fault Insurance

Kentucky No Fault Auto Insurance

When most people hear “no-fault,” they think it relates to responsibility for an auto accident, which is not exactly true. So what does “no-fault” coverage mean? “No-fault” coverage is also referred to as Personal Injury Protection (PIP), which better describes the coverage. In basic PIP coverage, your insurance company pays you for medical expenses, lost wages and similar “out-of-pocket” costs due to an injury occurring in an automobile accident, regardless of who is at fault for the accident. It also means that you cannot recover these and other damages from

Kentucky Auto Insurance Minimums

Kentucky Auto Insurance Minimums

State Minimum Coverage

Most states require auto insurance and have laws that outline the minimum level of coverage you must buy. Each state has its own laws and sets its own minimum liability amounts. In states that don’t require insurance, you must prove that you have enough assets in case you are at fault in an accident. If you don’t have enough assets to cover your liabilities, you are required to buy car insurance.

However, the minimum limits your state requires may not necessarily be adequate. A car accident can cost far

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