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Category Archive for : ‘Health Insurance’

Medicare And Health Insurance What Is Covered

Medicare and Health Insurance: What is Covered

Medicare is a federal health insurance program for people aged 65 or older. The purpose of Medicare is to provide a low-cost option for health insurance to those retirees who are no longer covered under an employer’s insurance plan. The Social Security Administration handles Medicare health insurance eligibility and enrollment.

Medicare covers a wide range of medical necessities including hospital stays, routine exams, medications, etc. However, it does not cover everything. Long-term care services, private nursing care, dental and vision care and cosmetic surgery are just a few of

What You Should Know Before Applying for Individual Health Insurance

What You Should Know Before Applying for Individual Health Insurance

A health insurance application may seem more stressful than a college application. As the paperwork requirements pile up and the required information increases, it may be enough to raise your blood pressure on the spot.

Gratefully, there are a few easy steps you can take to simplify the application process when looking for individual health insurance. Filing a complete and accurate application is crucial, because insurance companies will double check and cross examine each application. Be sure you have your ducks in a row ahead of time to keep

Health Insurance for Self-Employed Individuals

While many individuals are insured through employers benefits, this is not always the case. Entrepreneurs around the country have achieved the “American Dream” by building their own success from the ground up. Self-employment means being your own boss, setting your own hours and building your own salary.

While self-employment is often an appealing option, it comes with its fair share of headaches. Finding affordable health insurance is just one hurdle of being self-employed. The truth is, healthcare can be bought just like a car, a television, or office furniture.

Health Insurance Plans Are Not Created Equal

Health Insurance Plans Are Not Created Equal

Individual health insurance plans vary as much as the individuals themselves. There’s no checklist of requirements or standards that establish the best health plans. The best health insurance plan is the one that works for the individual and their needs.

Of course all health insurance plans will vary in options and features, but the biggest difference which is generally most important is price. Most individuals and families are looking for the best deal for the lowest price. Health insurance companies’ rates can be drastically different from one option to

Advantages Of An HSA

Advantages of an HSA

An HSA is a Health Savings Account, which allows Americans to save pre-tax money for health related expenses. Today, many families are taking advantage of this option because of the various advantages including tax advantages, plan portability and the roll over ability.

Tax Advantages:

HSAs were created by the Medicare bill signed in 2003. Individuals who choose to participate contribute a certain amount of every paycheck into an HSA account. This money is tax-free, meaning there are no taxes taken out of the contribution amount. There is no withdrawal tax

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