Category Archive for : ‘Insurance’

Insurance fraud is on the rise, and it might impact you more than you think. Historically, in hard economic times, crime increases. Perhaps many people who are otherwise law-abiding citizens find themselves pinned between a rock and a hard place and must find a way to cheat the system in order to survive. People get desperate and try to file fraudulent insurance claims in order to find a source of income.

The insurance industry measures fraud by keeping track of “questionable claims.” A questionable claim is one where the

With gas prices continuing to rise, it is more important than ever to get every last drop of petroleum gold out of our vehicles. For commuter cars, highway riders, and drivers who put a lot of mileage on their vehicles, taking the time to give our vehicles a little TLC will pay off in the end by providing us with a few extra miles in the tank and in the engine. Here are a few ways to extend the life of your high-mileage vehicle.

1. Be Proactive Rather than Reactive

Being proactive

Disability insurance is often referred to as the, “forgotten insurance.” As its nickname suggests, disability insurance is often overlooked or underappreciated until it is necessary. According to the Huffington Post, government studies show that a 20-year-old worker has a 30 percent chance of becoming disabled before reaching full retirement age. Yet only about a third of employees in private industry have long-term disability insurance, according to the Bureau of Labor Statistics. In 2009, more than 15 million Americans experienced a disability that prevented them from working.

In many cases, disability is

Summertime means road trips, but the increased fuel costs can bring family vacations to a screeching halt. With gas prices skyrocketing during the summer months, many Americans go to great lengths to save on fuel, but there are many tips you can use (aside from buying a new car) that will help keep the show on the road.

1. Brake Carefully

Your car guzzles the most gas while it is accelerating, The constant speed up and slam down method increases gas consumption considerably, so to avoid this, keep a little more

Understanding insurance can be a bit of a minefield, but finding the right agent can help you safely navigate through the complicated world of insurance and ensure that you get the best deal. The key decision comes down to choosing the best insurance agent who can provide you with the services you need. There are primarily two types of insurance agents: captive and independent. Both have the same goal of providing you with quality insurance coverage, but it is important to be aware of their notable differences.

Independent Agents

Independent agents are