Category Archive for : ‘Long Term Care Insurance’

Louisville Insurance Guide To Insurance Riders

Louisville Insurance: Guide to Insurance Riders

You may live in a cookie-cutter suburban America where your life looks very similar to your neighbor. You may have a similar family size, similar home, or a similar vehicle, but that does not mean you have to have similar insurance. Every policyholder is unique and requires different coverage. While your home value may be comparable to others in your area, what is in your home is unique to you and deserves unique protection. Most insurance policies have standard benefits; riders can help you personalize your policy. Riders are

Long Term Care Insurance Myths

Long Term Care Insurance Myths

Long-term care insurance is often overlooked as “unnecessary” or “superfluous” insurance coverage. Most adults assume they will live a long and healthy life and will live in their home without additional help forever. Considering the possibility of an assisted living, retirement facility, or in-home health care is incompressible to many aging adults.

These myths can cause financial devastation to the individual and to their family and friends who are often left with the burden of expensive caretaking responsibilities. The Insurance Information Institute debunks many of the common Long-term care

Planning For Long Term Care

Planning for Long Term Care

Many of us spend our lives making plans. We plan for our weekend camping trip, our summer snorkeling vacation, our savings goals for a new home or car, and our workout routine. Unfortunately, the older we get, the less we plan for the inevitable. The elder years of life can be some of the most enjoyable, when they are planned for. Life does not end at retirement but very few people plan for this part of their life.

Children and parents should talk together about a plan for long term care

Plan Now For Long Term Care

Planning Today for Tomorrow’s Care

In less than 20 years, the number of persons over the age of 65 is expected to double, and none of us are ready. While the baby boomer generation is getting older, retirement expenses are increasing and surpassing inflation expectations. Procrastination is no longer an option.

People are living longer and longer, which equals a need for more care and the finances of those in needs are simply insufficient. According to the U.S. Department of Health and Human Services, at least 70% of people over age 65 will require some long

Insurance For Women

Insurance for Women

Most women worry more about being sure their kids have health insurance, their husbands have life insurance and a decent retirement plan, and their families are covered with auto insurance, but few actually look at the insurance needs of themselves.

Women are characterized most often by caring about those around them before focusing on the needs of their own. Unfortunately, this leaves them at a higher risk than any other demographic.

It is crucial for women to ask questions and be involved in large and small financial decisions that affect the family

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