In the battle of men versus women’s skills behind the wheel the women win. Before gloating too much, it’s important to note that the race is still pretty close, and men might still have plenty of room to brag.
InsWeb.com took a recent sampling of almost 2 million consumers who requested auto insurance quotes since January 1, 2009. Of those 2 million, 52 percent were men and 48 percent were women, which provided a solid sample of each gender to determine which one had the better driving records.
The research compared men and women who reported three major driving infractions: DUIs, all other types of moving violations (such as speeding tickets), and at-fault accidents.
DUI: The men took first place in DUIs by nearly double. 0.93% of male respondents claimed they had reported at least one DUI, compared with just 0.48% of women. Perhaps there are more men hanging out at bars or grabbing a drink after work than their female counterparts or maybe the men are the ones driving home and the females are more often allowed to take the passenger role. Still, possibly women are more likely to recognize when they’ve had one too many cocktails and call a cab instead.
Moving Violations: Moving violations tells a slightly different story, 7.5% of men polled reported at least one moving violation compared to 6.57% of women. While the women still beat out the men in this category, it is important to take into account that more men typically commute on a daily basis and therefore may spend more time on the road. More time on the road would account for a higher likelihood of tickets. Even still, the difference of less than one percent shows that regardless of who you are the chances of getting pulled over are pretty much 50/50.
At-Fault Accidents: In this one category, the men claim a small fraction of bragging rights. Only 4% of men reported at least one at-fault accident compared with 4.29% of women. This could be attributed to the probability that women are more likely to be distracted when driving. Between cell phone calls, texting, screaming children, and hectic schedules, women may prove to be a bit more sidetracked when driving, which could account for the slight increase in at-fault accidents.
Despite their accident record, overall scores still have the women taking home the prize of best drivers at only 11.34% reporting one of the three major infractions compared with 12.34% of men. That equates to almost 20,000 more men than women reporting incidents on their records. This data also supports the reasoning behind the fact that women tend to pay lower auto insurance rates than men. While each individual may have a different record, when comparing a large sampling of drivers it seems that it might be safer to put the men in the passenger seat.